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  2. How to save on car insurance: 7 ways to lower your rate

    www.aol.com/finance/save-car-insurance-7-ways...

    2. Take advantage of discounts. Another solid strategy when you need to know how to lower your auto insurance rate is to consider discounts. Companies typically offer several discount ...

  3. Your car’s safety tech could lower the risk of accidents but ...

    www.aol.com/finance/car-safety-tech-could-lower...

    Bodily injury claims. ... get when looking at your vehicle. Some insurers may offer lower premiums to drivers who opt for this technology, but others may only consider the model’s overall safety ...

  4. Dave Ramsey claims any American can become a ... - AOL

    www.aol.com/finance/dave-ramsey-claims-american...

    In 2023 alone, home insurance costs rose by an average of 12%, according to the S&P Global Market Intelligence analysis. On top of this, insurance rates rose by 6.9% in the first half of 2024. But ...

  5. Progressive Corporation - Wikipedia

    en.wikipedia.org/wiki/Progressive_Corporation

    Progressive was formed in 1937 by Joseph Lewis and Jack Green as Progressive Mutual Insurance Company. [5] In 1956, the company found a niche by insuring more risky drivers. In 1965, Peter B. Lewis, son of Joseph Lewis, and his mother borrowed $2.5 million, pledging their majority stake as collateral, and completed a leveraged buyout of ...

  6. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  8. Soaring insurance rates are making it more expensive than ...

    www.aol.com/finance/soaring-insurance-rates...

    But today, drivers in Texas—home to the nation’s largest insurance-rate increase—are facing rates 45.5% higher than two years ago. Some 15 states have seen average rate increases of 30% or ...

  9. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    Insurance fraud refers to any intentional act committed to deceive or mislead an insurance company during the application or claims process, or the wrongful denial of a legitimate claim by an insurance company. It occurs when a claimant knowingly attempts to obtain a benefit or advantage they are not entitled to receive, or when an insurer ...