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Direct Subsidized Loans. ... If you don’t think an income-driven repayment plan is your best option, you can also lower your student loan payments by refinancing your loans with a private lender ...
Content provided by Credible. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. This article first appeared on the Credible blog.
If you need cash fast, some online lenders will deposit thousands of dollars directly into your bank account by the end of the day. Personal loans are readily available for well-qualified ...
A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.
The upside is some lenders offer flexible, affordable loan products with competitive rates for those with a lower income. However, before you apply, make sure you can afford the monthly payments.
The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education... rather than a bank or other financial institution."
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