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2. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

3. What Are the Pros and Cons of Indexed Universal Life Insurance?

   www.aol.com/pros-cons-indexed-universal-life...

   The most significant difference between indexed universal life insurance and other types is what determines the cash value of the policy. Stock indexes like the S&P 500 and Nasdaq 100 determine ...

4. Indexed universal life insurance - AOL

   www.aol.com/finance/indexed-universal-life...

   Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

5. Indexed Universal Life vs. Whole Life Insurance

   www.aol.com/indexed-universal-life-vs-whole...

   Life insurance can provide a measure of financial protection against the worst-case scenario. Whole life insurance and indexed universal life insurance (IUL) are two types of permanent policies ...

6. Indexed universal life - Wikipedia

   en.wikipedia.org/wiki/Indexed_universal_life

   Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   A permanent insurance policy accumulates a cash value up to its date of maturation. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value. The three basic types of permanent insurance are whole life, universal life, and endowment.

8. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Indexed universal life (IUL), also known as equity-indexed universal life insurance, links your policy’s cash value growth to a stock market index, such as the S&P 500. While this offers the ...

9. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/finance/universal-life-insurance...

   The cash value component of an indexed universal life policy is linked to a stock market index, thus creating a potentially higher return. However, it comes with a high risk, as the cash value may ...