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  2. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    Direct Unsubsidized: Unlike Subsidized loans, these federal loans do not require students to demonstrate financial need and they are responsible for paying interest on the loan during all periods. If the student chooses not to pay the interest while in school, the interest will accumulate and be added to the principal.

  3. FAFSA - Wikipedia

    en.wikipedia.org/wiki/FAFSA

    Direct Subsidized Loans have fixed interest rates for the life-time of the loan. The interest rates for new loans are set yearly by the U.S. Congress. Federal Direct Unsubsidized Loan - Part of the Federal Direct Student Loan Program, Federal Direct Unsubsidized Loans are not need-based, meaning that nearly all students are eligible to receive ...

  4. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    Aid for these students is primarily loans. The William D. Ford Federal Direct Loan (Direct Loan) Program: Eligible students may borrow up to $20,500 per school year. These loans are unsubsidized; Congress has determined that subsidized loans (no interest while enrolled) are only available to undergraduates.

  5. Subsidized vs. Unsubsidized Loans: Which Is Better for ... - AOL

    www.aol.com/finance/subsidized-vs-unsubsidized...

    When you take out federal student loans to pay for school, you may be considering subsidized versus unsubsidized loans. Subsidized vs. Unsubsidized Loans: Which Is Better for College Borrowing ...

  6. How much financial aid can you get? - AOL

    www.aol.com/finance/much-financial-aid-002201280...

    Need-based aid includes federal grants and Direct Subsidized Loans. For non-need-based aid, like Direct Unsubsidized Loans, your school takes your cost of attendance and subtracts any financial ...

  7. Subsidized vs. Unsubsidized Student Loans: What's the ... - AOL

    www.aol.com/news/subsidized-vs-unsubsidized...

    Here's what students need to know about the two main types of federal student loans. Skip to main content. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...

  8. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    The Health Care and Education Reconciliation Act of 2010 (HCERA) ended private-sector lending under the Federal Family Education Loan Program (FFELP) starting July 1, 2010; all subsidized and unsubsidized Stafford loans, PLUS loans, and Consolidation loans are under the Federal Direct Loan Program. [22]

  9. Subsidized vs Unsubsidized Student Loans: Which is Best ... - AOL

    www.aol.com/finance/subsidized-vs-unsubsidized...

    As of 2022, over half of all college students have taken on student loans to pay their tuition. Future students will likely need loans as well and should understand their options.

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