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If your spouse is not receiving any retirement benefits yet, then you could technically take your regular Social Security benefit as early as age 62. When your spouse files for their benefit later ...
Even if you never worked a day, you could be eligible for Social Security benefits based on the earnings of your husband or wife. Or, if you worked but earned considerably less than your spouse ...
“There are a lot of times when a good strategy would be for one spouse to take Social Security early while the other defers until later,” Garabedian said. “The initial spouse then elects to ...
Your spousal Social Security benefit has a maximum value -- 50% of your current or ex-spouse's benefit at their full retirement age. If you claim your spousal benefit early, it'll be reduced, the ...
Social Security is a complex program, and the rules of spousal benefits have the potential to be a bit confusing. Take the time to read up on how these benefits work so that you're able to make ...
A Social Security spousal rule that was around for decades ended this year for the last eligible retirees — those who turned 70 on Jan. 1, 2024. The rule allowed recipients to switch between ...
Many Americans may claim Social Security early because they simply don’t expect to live that long, for whatever reason. ... In some cases, one spouse might choose to claim Social Security ...
Even ex-spouses can claim benefits based on their former spouse’s record. ... “If you make more than $22,320 a year in wages and start to receive Social Security benefits early, Social ...
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