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  2. Penalties for driving without insurance in Florida - AOL

    www.aol.com/finance/penalties-driving-without...

    Driving without insurance in Florida is against the law. ... $10,000 personal injury protection (PIP) ... you would need to apply for a self-insurance certificate, which proves you have an ...

  3. Florida car insurance laws - AOL

    www.aol.com/finance/florida-car-insurance-laws...

    Florida has strict insurance laws for drivers. Bankrate investigates. ... $10,000 in Personal Injury Protection (PIP) ... pay fines and whether you need to file an SR-22.

  4. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    Some — like personal injury protection — may even be required in your state. Here are the key optional coverages to consider: Personal injury protection (PIP).

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    The last number covers property damage. This property damage can cover the other person's vehicle or anything that you hit and damage as a result of the accident. In some states, you must purchase Personal Injury Protection which covers medical bills, time lost at work, and many other things. You can also purchase insurance if the other driver ...

  7. Full tort and limited tort automobile insurance - Wikipedia

    en.wikipedia.org/wiki/Full_tort_and_limited_tort...

    PIP insurance covers the medical bills of drivers involved in an accident, regardless of who is at fault. The idea behind the creation of PIP insurance was that it would reduce the number of ‘ pain and suffering ’ or ‘loss’ lawsuits, thereby reducing insurance company payouts and ultimately reducing insurance premiums.

  8. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    In no-fault states, it often doesn't matter who caused the accident — your own insurance is likely to pay for your injuries and lost wages through personal injury protection (PIP) coverage.

  9. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

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