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Employer-sponsored health insurance is growing costlier in the US, according to new data.. According to the Kaiser Family Foundation (KFF)’s 25th Employer Health Benefits Survey, the average ...
For most small businesses, offering health insurance is a way to attract and retain top talent, enhance employee satisfaction, and boost productivity. In fact, Thatch recently found that 73% of ...
The Affordable Care Act of 2010 was designed primarily to extend health coverage to those without it by expanding Medicaid, creating financial incentives for employers to offer coverage, and requiring those without employer or public coverage to purchase insurance in newly created health insurance exchanges. This requirement for almost all ...
U.S. employers anticipate their total health benefit cost per employee will rise 5.8% in 2025, even after factoring in cost-reduction measures, according to a new report from Mercer, an HR ...
As of April 14, 2020, 11.41 million people had signed up through the health insurance marketplaces. [5] Private non-ACA health care exchanges also exist in many states, responsible for enrolling 3 million people. [6] These exchanges predate the Affordable Care Act and facilitate insurance plans for employees of small and medium size businesses.
The rate of increase in both health insurance premiums and out-of-pocket costs have declined in the employer-based market. For example, premiums increased at an annual rate of 5.6% from 2000-2010, but 3.1% from 2010-2016. An estimated 155 million persons under the age 65 were covered under health insurance plans provided by their employers in 2016.
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