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Affirm Holdings, Inc. is an American financial technology company founded by PayPal co-founder Max Levchin in 2012. [2] It offers a buy now, pay later service for online and in-store shopping. Affirm tops the U.S. buy now, pay later sector, [3] [4] [5] reporting over 18 million users and US$20.2 billion annual GMV as of 2023. [6] [7] [8]
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Affirm is a popular option for splitting purchases into multiple payments, but it isn’t the only buy now, pay later service. Others are Afterpay, Zip (formally Quadpay), Klarna , PayPal and Sezzle.
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