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  2. Best CD rates today: Done with shopping deals? Lock in ... - AOL

    www.aol.com/finance/best-cd-rates-today-done...

    While the shopping season brought temporary discounts, certificates of deposit offer something more valuable: guaranteed returns of 4.4% APY and higher that can build up your savings well into ...

  3. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

  4. ISO 10962 - Wikipedia

    en.wikipedia.org/wiki/ISO_10962

    ISO 10962, known as Classification of Financial Instruments (CFI), is a six-letter-code used in the financial services industry to classify and describe the structure and function of a financial instrument (in the form of security or contract) as part of the instrument reference data.

  5. Coupon - Wikipedia

    en.wikipedia.org/wiki/Coupon

    In marketing, a coupon is a ticket or document that can be redeemed for a financial discount or rebate when purchasing a product. Customarily, coupons are issued by manufacturers of consumer packaged goods [1] or by retailers, to be used in retail stores as a part of sales promotions. They are often widely distributed through mail, coupon ...

  6. Discounting - Wikipedia

    en.wikipedia.org/wiki/Discounting

    The discount rate which is used in financial calculations is usually chosen to be equal to the cost of capital. The cost of capital, in a financial market equilibrium, will be the same as the market rate of return on the financial asset mixture the firm uses to finance capital investment. Some adjustment may be made to the discount rate to take ...

  7. 100 best discounts for ages 50+: Where to save money for ...

    www.aol.com/finance/best-senior-discounts...

    We round up the best deals at supermarkets, retail stores and restaurants and on entertainment, travel, pharmacies and more for those ages 50+ — updated for January 2025.

  8. Zero-coupon bond - Wikipedia

    en.wikipedia.org/wiki/Zero-coupon_bond

    A zero-coupon bond (also discount bond or deep discount bond) is a bond in which the face value is repaid at the time of maturity. [1] Unlike regular bonds, it does not make periodic interest payments or have so-called coupons, hence the term zero-coupon bond. When the bond reaches maturity, its investor receives its par (or face) value.

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