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  2. Here are questions to expect on a mortgage application. What is included in a mortgage application? The mortgage application is an individual’s formal request for funds to purchase a specific ...

  3. Remortgage - Wikipedia

    en.wikipedia.org/wiki/Remortgage

    A remortgage (known as refinancing in the United States) is the process of paying off one mortgage with the proceeds from a new mortgage using the same property as security. [1] The term is mainly used commercially in the United Kingdom, though what it describes is not unique to any one country

  4. Loan modification vs. refinance: Which option is best for you?

    www.aol.com/finance/loan-modification-vs...

    A mortgage refinance involves swapping your current loan with a new one, typically with a different rate, term or both. Loan modification A loan modification is a form of relief for borrowers ...

  5. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

  6. Capital One - Wikipedia

    en.wikipedia.org/wiki/Capital_One

    In December 2006, Capital One acquired its GreenPoint Mortgage unit when the company paid $13.2 billion for North Fork Bancorp Inc. [63] During the 2007 subprime mortgage financial crisis, Capital One closed its mortgage platform, GreenPoint Mortgage, due in part to investor pressures, cutting 1,900 jobs and costing the company $860 million in ...

  7. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point.

  8. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    As with a regular mortgage refinance, you have to apply for a refinance of your home equity loan, either with the current lender or another one. Be prepared to provide credit and financial ...

  9. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Refinancing a mortgage involves swapping out your current home loan for a new one, often with a different rate and term. The process is similar to when you initially purchased your home. Our ...