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  2. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]

  3. A hack at Equifax exposed the data of 147 million people ...

    www.aol.com/finance/hack-equifax-exposed-data...

    In 2017, consumer credit rating giant Equifax suffered one of the country's largest data breaches, exposing the personal information of 147 million U.S. citizens, or roughly 40% of the population ...

  4. Equifax - Wikipedia

    en.wikipedia.org/wiki/Equifax

    Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

  5. Major firms offering ‘shockingly poor’ customer service ...

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  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The VantageScore 3.0 and 4.0 lower than 550 is very poor, 550–649 is poor, 650–699 is fair, 700–749 is good, and 750–850 is excellent. [38] As of 2023, Synchrony Bank uses VantageScore 4.0 as the credit score for granting its credit cards.

  7. This Metric Says You're Smart to Own Equifax - AOL

    www.aol.com/news/2012-08-06-this-metric-says...

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  8. How to Dispute Something on Your Equifax Credit Report - AOL

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  9. Equifax Workforce Solutions - Wikipedia

    en.wikipedia.org/wiki/Equifax_Workforce_Solutions

    In 2007, TALX was acquired by Equifax, one of the big three credit reporting agencies, in a transaction valued at $1.4 billion. [9] As of 2010, integration was completed and TALX now officially operates as a division of Equifax. [citation needed] In October 2012, Equifax changed the name of the TALX business unit to Equifax Workforce Solutions ...