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  2. What Are the 3 Major Credit Bureaus and How Do They Work? - AOL

    www.aol.com/finance/3-major-credit-bureaus...

    Three major U.S. credit bureaus make decisions about your credit that can cost -- or save -- you tens of thousands of dollars. Whether you want to improve your credit, apply for a loan, receive...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    The main service they offer is filing disputes, or requests asking the credit bureaus to change information on your reports. Credit repair companies rely heavily on the fact that most consumers ...

  4. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]

  5. Equifax - Wikipedia

    en.wikipedia.org/wiki/Equifax

    Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...

  6. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  7. Major firms offering ‘shockingly poor’ customer service ...

    www.aol.com/major-firms-offering-shockingly-poor...

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  8. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  9. What Equifax Does With Its Cash - AOL

    www.aol.com/2012/04/25/what-equifax-does-with...

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