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2. No-doc mortgage: What is it and can you still get one? - AOL

   www.aol.com/finance/no-doc-mortgage-still-one...

   A no-doc mortgage offers a way to get a home loan without some of the income and employment verification paperwork lenders traditionally require, like W-2s and pay stubs. Post Great Recession, no ...

3. Bank statement loan: What is it and who should get one? - AOL

   www.aol.com/finance/bank-statement-loan-one...

   Simply put, “if you have pay stubs, it’s a much better deal to submit pay stubs,” says Seibel. FHA loans : FHA loans are especially popular among first-time homebuyers due to their flexible ...

4. Stated income loan - Wikipedia

   en.wikipedia.org/wiki/Stated_income_loan

   A stated income loan is a mortgage where the lender does not verify the borrower's income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. These loans are sometimes called liar loans or liar's loans. [1]

5. What documentation is required for personal loans? - AOL

   www.aol.com/finance/documentation-required...

   3. Employer and income verification. Unsecured personal loans rely mostly on your income to determine how much you qualify for. Because lenders don’t require you to put up collateral to back the ...

6. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

7. No income, no asset - Wikipedia

   en.wikipedia.org/wiki/No_Income,_No_Asset

   No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

8. The truth about no-appraisal home equity loans: What ... - AOL

   www.aol.com/finance/what-is-a-no-appraisal-home...

   Say your gross monthly income is $5,000 a month, and you typically pay $700 a month to your mortgage, $500 a month to credit cards and $250 a month to a personal loan — a total of $1,450 in ...

9. Common types of installment loans and their best uses - AOL

   www.aol.com/finance/common-types-installment...

   Mortgages come in 15- and 30-year options. The 15-year option will allow you to build equity and pay down the loan faster. A 30-year mortgage, on the other hand, ...