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2. Personal loan origination fees and other fees to watch out for

   www.aol.com/finance/personal-loan-origination...

   Lenders with no origination fees may raise their interest rates or charge other fees to make up the difference. The origination fee is often deducted from your loan proceeds.

3. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   A no-closing-cost refinance gets rid of the need to pay refinancing fees upfront, but it’s not free. ... Loan origination fee: Lenders typically charge an upfront fee to cover the costs they ...

4. Who pays closing costs, the buyer or the seller? - AOL

   www.aol.com/finance/pays-closing-costs-buyer...

   There’s no set number when it comes to closing costs. Typically, homebuyers can expect to pay around 2 to 5 percent of the home’s sale price in closing fees, according to Fannie Mae. On a ...

5. Good faith estimate - Wikipedia

   en.wikipedia.org/wiki/Good_faith_estimate

   This is the cost of the credit report. The lender does not have to pass this cost along to the buyer. 805 - Lender's Inspection Fee; This is the lender's cost of inspecting a property – some may double check the appraisal provided by an independent appraiser 808 - Mortgage Broker Fee; This is the upfront charge that a mortgage broker charges.

6. Loan modification in the United States - Wikipedia

   en.wikipedia.org/wiki/Loan_modification_in_the...

   The Program will share with the lender/investor the cost of reductions in monthly payments from 38% DTI to 31% DTI. Servicers that modify loans according to the guidelines will receive an up-front fee of $1,000 for each modification, plus “pay for success” fees on still-performing loans of $1,000 per year.

7. Legal financing industry - Wikipedia

   en.wikipedia.org/wiki/Legal_financing_industry

   Legal financing is a fairly recent phenomenon, beginning on or around 1997. Lending to plaintiffs began as part of a trend in which banks, hedge funds, and private investors put money into other people’s lawsuits. [1] While every case is different, legal financing companies generally only advance 10% to 15% of the likely settlement. [1]

8. Illinois law prohibits upfront fees to settle debts - AOL

   www.aol.com/2010/05/09/illinois-law-prohibits...

   The Illinois General Assembly passed legislation May 6 prohibiting debt settlement companies from taking advantage of consumers by charging fees upfront but doing little to actually help. Consumer ...

9. Truth in Lending Act - Wikipedia

   en.wikipedia.org/wiki/Truth_in_Lending_Act

   Countrywide Home Loans, Inc., 574 U.S. 259 (2015) The Truth in Lending Act ( TILA ) of 1968 is a United States federal law designed to promote the informed use of consumer credit , by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed.