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2. Understanding online marketplace lending - AOL

   www.aol.com/finance/understanding-online...

   Direct lenders vs. online lending networks. When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be ...

3. Common types of installment loans and their best uses - AOL

   www.aol.com/finance/common-types-installment...

   1. Personal loans. Personal loans can be used for essentially every legitimate expense and are offered by banks, credit unions and online lenders. The best personal loan rates go to those with the ...

4. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

5. How do you qualify for a debt consolidation loan?

   www.aol.com/finance/qualify-debt-consolidation...

   Depending on the loan terms, you could save money on interest and pay off your total debt sooner with a low interest debt consolidation loan. It lets you roll multiple high-interest debts into a ...

6. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   It’s possible to find a personal loan secured with collateral like a CD or another non-liquid asset — for example, Upgrade is a digital lender that offers a choice of an unsecured loan or one ...

7. Types of mortgage lenders and how to choose - AOL

   www.aol.com/finance/types-mortgage-lenders...

   This is so the lender can sell your mortgage to investors, thereby bringing in more capital to make more loans. Direct lenders. Direct lenders function a lot like retail lenders, except that while ...

8. Direct finance - Wikipedia

   en.wikipedia.org/wiki/Direct_finance

   Direct finance is a method of financing where borrowers borrow funds directly from the financial market without using a third party service, such as a financial intermediary. This is different from indirect financing where a financial intermediary takes the money from the lender with an interest rate and lends it to a borrower with a higher ...

9. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...