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For example, the Discover it® Cash Back card offers rotating categories like groceries, gas stations, and restaurants, where you can earn 5% cash back each quarter. Travel and Shopping Perks
The card figures out where you spend the most and automatically gives you 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent (then 1% cash ...
The best choice, on average, will likely be a card with a standing cash-back rewards number of 1.5% or 2% that you can use without any fees, special restrictions, or cash-back earning caps.
Discover is the third largest credit card brand in the U.S., with 60.6 million cardholders or about 8% of cards in circulation, placing it well behind Visa (48%) and Mastercard (36%), but slightly ahead of American Express (7.5%).
The Gasoline Card (renamed Open Road in 2007) awarded 5% Cashback Bonus on gas purchases. The Miles Card by Discover card allowed redemption with as little as 2,500 miles for non-flight reward options. Discover also introduced the option for paperless statements to minimize the impact on the environment and reduce clutter for customers.
Bonus Category Cash Back. When you use a bonus category cash back card, you will see cards that offer elevated reward benefits, likely between 3% and 5%, on specific categories you can use year-round.
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