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  2. Soft costs - Wikipedia

    en.wikipedia.org/wiki/Soft_Costs

    Only those indirect costs that are above what would have been incurred up to the anticipated completion date but continue after such date due to the insured delay are soft costs that are covered by delay in completion or delay in start up coverage. Soft cost is a contractor accounting term for their expenses that are not associated with a ...

  3. Mid-term adjustment - Wikipedia

    en.wikipedia.org/wiki/Mid-Term_Adjustment

    An additional transaction may also be payable to cover e.g. costs for revised insurance documents. Some insurers also use this fee to discourage changes, although few openly admit this. A cancellation is often treated as a special-case MTA, where the cover decreases to zero. Such transactions may attract special fees too.

  4. Recoverable depreciation in home insurance: what it is and ...

    www.aol.com/finance/recoverable-depreciation...

    Incident. Amount. Fridge value at the time of purchase in 2018 (i.e., its replacement cost) $1,500. Useful life. 14 years. Depreciation per year. $107 ($1,500 ÷ 14)

  5. Decennial liability - Wikipedia

    en.wikipedia.org/wiki/Decennial_liability

    Decennial liability insurance or "Inherent Defect Insurance" is insurance that is taken out (by the contractor or principal) to cover costs associated with the potential collapse of a building after completion. The name derives from the fact that it covers the 10 year period (decade) after completion of the project. [1]

  6. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    The table below includes the minimum car insurance requirements in all 50 states and Washington, D.C. ... Because the leasing company still technically owns the car during your lease term, it may ...

  7. Incurred but not reported - Wikipedia

    en.wikipedia.org/wiki/Incurred_but_not_reported

    The term "IBNR" is sometimes ambiguous, as it is not always clear whether it includes development on reported claims. Pure IBNR refers to only unreported claims, not any development on reported claims. Incurred but not enough reported (IBNER), in contrast, refers to development on reported claims. For example, when a claim is first reported, a ...

  8. Rising tides and insurance costs: Coastal homeowners ... - AOL

    www.aol.com/finance/rising-tides-insurance-costs...

    The national average cost of home insurance is $1,428 per year for $250,000 in dwelling coverage ().The average cost of a homeowners insurance policy is 39 percent above the national average in ...

  9. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.