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  2. Umbrella insurance - Wikipedia

    en.wikipedia.org/wiki/Umbrella_insurance

    Excess insurance is similar to umbrella insurance in that it pays after an underlying primary policy is exhausted. The critical difference is that excess policies are normally "follow form" policies that conform exactly to the coverage of the underlying policy, except that they add on their own excess limit which is then stacked on top of the primary policy's limit.

  3. What is umbrella insurance and how much does umbrella ...

    www.aol.com/finance/umbrella-insurance-much-does...

    An umbrella policy is a form of personal liability insurance that is designed to extend the standard coverage provided by your underlying policies — including your home insurance policy, renters ...

  4. Deductible - Wikipedia

    en.wikipedia.org/wiki/Deductible

    In an insurance policy, the deductible (in British English, the excess) is the amount paid out of pocket by the policy holder before an insurance provider will pay any expenses. [1] In general usage, the term deductible may be used to describe one of several types of clauses that are used by insurance companies as a threshold for policy payments.

  5. McCarran–Ferguson Act - Wikipedia

    en.wikipedia.org/wiki/McCarran–Ferguson_Act

    The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent.

  6. How to buy umbrella insurance to fill gaps in your insurance ...

    www.aol.com/finance/buy-umbrella-insurance-fill...

    Umbrella insurance extends your liability coverage. Here’s how to buy it.

  7. Umbrella Insurance Policies: Why You Might Want That Extra ...

    www.aol.com/2013/07/05/umbrella-insurance...

    Getty Images Dan Ramsey, an independent insurance agent with Brandt, Ramsey and Associates in Alexandria, Va., says the most memorable claim on an umbrella insurance policy he was involved in was ...

  8. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).

  9. How Does Umbrella Insurance Work and Is It Worth the Cost? - AOL

    www.aol.com/finance/does-umbrella-insurance...

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