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Best CD rates today: Combat inflation with guaranteed yields of up to 5.20% APY right now — Feb. 6, 2025
As of late, the top APY across CD terms is 5.55 percent, and it’s offered on a 12-month CD special from online-only bank Salem Five Direct. A minimum deposit of $10,000 is required, and the ...
The best APY on a widely available CD remains 5.51%, offered on a one-year term. Highest-yielding terms range from three months to two years, for which the top earners pay 5.00% APY or more.
The one-year CD from Quontic Bank offers a high yield of 5.3 percent, with a relatively low minimum deposit of $500. In total, Quontic offers five CD terms that range from six months to five years.
The top CD rate remains 5.55% APY on a one-year CD from Salem Five Direct. ... How we find the best CD rates. Bankrate regularly surveys around 70 widely available financial institutions, which ...
You’ll find rates of 5.00% APY or higher on nearly 40 available CDs. The highest APY today is 5.50% on a three-month term. For comparison, the national average three-month APY is just 1.28%.
Right now, the leading APY across CD terms is 5.25 percent, and all top rates have held steady since Aug. 14. Prior to that, nine drops in leading rates occurred since the start of August.
Bankrate monitors CD rates every weekday, and today’s top APYs are listed in the table below. Key takeaways The top overall CD rate today is 5.51 percent APY, which is offered on a one-year term.
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related to: omni cd apy calculator bankrate payment rates right now capital one