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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Any debt consolidation method you use will have the creditor or lender pulling your credit score, leading to a hard inquiry on your credit report. This inquiry will decrease your credit score by a ...

3. How to protect yourself from debt relief and credit scams - AOL

   www.aol.com/finance/debt-relief-credit-scams...

   Debt consolidation: Debt consolidation replaces multiple existing debts with one large debt, ideally with a lower interest rate. Combining many debts into one account allows you to make just one ...

4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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   Increased Credit Score: While this may take time, a debt consolidation loan can improve your credit score by making on-time payments easier, thus lowering your credit utilization. Having multiple ...

5. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

7. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...