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While SHOP was available for 2014, this is the first year that small employers in 14 states can apply online. Before 2015 employers who provided health insurance to their employees typically worked with an insurance broker and one health insurance company. In 2015, they however can offer their employees a choice of insurance companies.
Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...
Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...
The Affordable Care Act has had huge ramifications on self-funded health plans; market reforms have invalidated many plan designs that were previously used, and now that employees are required to have health insurance and many employers are required to offer health benefits as well, [3] the self-funded industry has enlarged.
Many small business owners make a common mistake: They use their business checking account or business credit card to pay personal expenses. They figure it's no big deal.
Policy Innovation and Health Insurance Reform in the American States: An Event History Analysis of State Medical Savings Account Adoptions (1993-1996) Bowen, William R. Florida State University Dissertation (2005). This source provides a history of the development of the medical savings account at the level of state government.
Many chiropractors (often known informally as chiros), especially those in the field's early history, have proposed that mechanical disorders of the joints, especially of the spine, affect general health, [2] and that regular manipulation of the spine (spinal adjustment) improves general health. The main chiropractic treatment technique ...
Chiropractic researchers have documented that fraud, abuse and quackery are more prevalent in chiropractic than in other health care professions. [8] Unsubstantiated claims about the efficacy of chiropractic have continued to be made by individual chiropractors and chiropractic associations. [3]