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2. A landslide destroyed my North Carolina home during Hurricane ...

   www.aol.com/finance/landslide-destroyed-north...

   Homeowners insurance policies generally won’t cover flood damage. So, if a large amount of rain falls and floods your home, without added flood coverage, your claim would likely be denied.

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Earthquake insurance: Earthquakes and earth movements are not covered in a standard homeowners policy. In most states, homeowners may be able to purchase an endorsement to cover damage from ...

4. If a neighbor's tree falls on your property, who has to pay ...

   www.aol.com/finance/neighbors-tree-falls...

   If your property is damaged by a fallen tree, whether it originated from your property or a neighbor’s, your first move should be to contact your homeowners insurance company. From there, your ...

5. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

6. Earthquake insurance - Wikipedia

   en.wikipedia.org/wiki/Earthquake_insurance

   Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home is destroyed, but not useful if the home is merely damaged. Rates depend on location and the probability of an earthquake loss.

7. Owner-controlled insurance program - Wikipedia

   en.wikipedia.org/wiki/Owner-controlled_insurance...

   An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions). [1]