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  2. Advantage Auto Loans Review: What You Need to Know

    www.aol.com/advantage-auto-loans-review-know...

    Some financial lenders offer pre-loan qualifications before applicants apply in full. The process enables you to understand your ability to gain approval for your loan. ... low-interest auto loans.

  3. 5 Best Same-Day Loans With Instant Approval - AOL

    www.aol.com/finance/5-best-same-day-loans...

    Rocket Loan rates range from a low of 8.99% with an autopay discount to a high of 29.99% without the autopay discount. You’ll need excellent credit and will need to meet other conditions to earn ...

  4. 20 Questions You Need To Ask Your Car Dealer Before You Buy - AOL

    www.aol.com/finance/20-questions-ask-car-dealer...

    The best way to get a great deal on auto financing is to have a pre-approved auto loan long before you head to the dealership. If you don't have an offer in hand, the dealership won't have any ...

  5. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  6. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Spot delivery (or spot financing) is a term used in the automobile industry that means delivery a vehicle to a buyer prior to financing on the vehicle being completed. [6] Spot delivery is used by dealerships on the weekend or after bank hours to be able to deliver a vehicle when a final approval cannot be received from a bank. [ 6 ]

  7. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    Prequalify (auto-decision) the application and return a quick response to the applicant. Typically this would be approved subject to stipulations, referred to the financial institution, declined (many financial institutions (FIs) shy away from this preferring to refer any application that can't be automatically pre-approved.)

  8. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    In general, and especially with low interest loans, the higher your DTI, the higher your rates are likely to be and the lower your approval odds are. Most lenders look for DTIs under 36 percent .

  9. What are instant loans? Everything you need to know - AOL

    www.aol.com/finance/instant-loans-everything...

    Car title loan. Also known as a pink ... You submit an application, and if approved, sign a contract that states the cost and due date. APRs on these loans are incredibly high, sometimes going ...

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