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  2. Loss payee clause - Wikipedia

    en.wikipedia.org/wiki/Loss_payee_clause

    A loss payee clause (or loss payable clause) is a clause in a contract of insurance that provides, in the event of payment being made under the policy in relation to the insured risk, that payment will be made to a third party rather than to the insured beneficiary of the policy.

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Additional living expenses (ALE): Also known as loss of use coverage, this helps cover extra temporary living expenses when you are displaced due to a covered peril. Covered expenses may include ...

  4. Long-term care insurance - Wikipedia

    en.wikipedia.org/wiki/Long-term_care_insurance

    A welfare program, Medicaid does provide medically necessary services for people with limited resources who "need nursing home care but can stay at home with special community care services." [11] However, Medicaid generally does not cover long-term care provided in a home setting unless there is a state specific waiver program. In most states ...

  5. Additional insured - Wikipedia

    en.wikipedia.org/wiki/Additional_insured

    The usual reasons for including other parties as additional insureds is due to the close relationship or legal requirements between the original named insured and the additional insured. In most cases it is beneficial for a party to be covered as an additional insured on the policies of other parties because this will reduce the loss history of ...

  6. What is additional living expenses coverage? - AOL

    www.aol.com/finance/additional-living-expenses...

    For premium support please call: 800-290-4726 more ways to reach us

  7. Additional interest vs. additional insured - AOL

    www.aol.com/finance/additional-interest-vs...

    What is additional interest vs. additional insured? The short answer is that additional interests and additional insureds are parties that can be added to a single insurance policy.

  8. Affordable Care Act tax provisions - Wikipedia

    en.wikipedia.org/wiki/Affordable_Care_Act_tax...

    The 1095 serves as proof that the individual has obtained healthcare insurance. For the tax year 2014 only Form 1095-A provided by a healthcare exchange is required by the IRS. Individuals who were not insured during the tax year are required to make a payment when filing their tax return, unless they qualify for a tax exemption. An exemption ...

  9. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    Lastly, standard HO-4 policies also include additional living expenses (ALE) coverage. If your rental is uninhabitable while repairs are made after a covered loss, your insurance policy may pay ...

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