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  2. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    With the 0 percent APR credit card, you’d save $771.90, even with the 3 percent balance transfer fee factored in. Not only that, but you’d become debt-free three months faster by using the ...

  3. How to pay off your credit card debt: A step-by-step game ...

    www.aol.com/finance/how-to-pay-off-credit-card...

    For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

  4. How to choose a balance transfer credit card - AOL

    www.aol.com/finance/choose-balance-transfer...

    The best balance transfer credit cards offer up to 21 months without interest. After the intro period ends , whatever balance you have on the card will start accruing interest at the card’s ...

  5. The 10 best prepaid debit cards you can get without a credit ...

    www.aol.com/finance/10-best-prepaid-debit-cards...

    The Direct Express card is free of most fees, including monthly fees, transaction fees, and cash reload fees. ... don't require a credit check for approval, prepaid debit cards do not help you ...

  6. How I’ve earned credit card rewards without paying a dime in ...

    www.aol.com/finance/ve-earned-credit-card...

    In November 2024, nearly half of American cardholders (48 percent) were carrying a credit card balance from month to month, according to Bankrate’s 2025 Credit Card Debt survey.

  7. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

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