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Forbes Advisor evaluated coverage, mileage allowances and online quote availability to find the best classic car insurance companies. See our top picks.
Most insurance companies have a mileage limit on classic vehicle insurance. Some of them will require you to have proof of an alternative vehicle to be used every day.
Regardless of your mileage limit, most classic car insurance companies won’t insure a car meant for daily use.
Annual mileage limits by company. Most classic car insurance companies set a limit of 10,000 miles per year or less. The best companies offer higher mileage, unlimited mileage or unrestricted use. Some companies with no mileage caps still set restrictions on how often you can drive your classic car.
Mileage limits: Many classic car insurance companies only allow you to drive your car a certain distance each month. Fewer discounts: Many of the companies that offer insurance for classic cars are smaller, specialty companies that may not offer discounts for bundling policies, having a certain job or using telematics devices.
But overall, American Modern Insurance stands out as a good choice for most classic car owners, thanks in part to the generous $2,000 for spare parts replacement and a flexible mileage plan ...
In short, yes. Auto insurance is mandated in all states except New Hampshire (New Hampshire still requires financial responsibility), so you'll need a minimum of liability coverage if you plan on taking your classic or collector car on the road.
Whether you’re a seasoned car collector or a first-time owner, vintage car coverage gives you peace of mind knowing your investment is protected. Ready to find out how much you could save? Get a quick, free quote online today from Acceptance Insurance, visit us at one of our locations, or call 877-405-7102 to make sure your vintage vehicle ...
1965 Ford Mustang. 1975 Volkswagen Beetle. 2011 Porsche 911. Keep in mind that you can't use your classic car as a daily driver if you want to insure it with a classic car insurance policy. You also need to store your classic car in a safe place.
Discover the best classic car insurance options, understand coverage and costs and find tailored solutions to keep your vintage vehicle safe and sound.