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The IPPY's mission statement claims the awards are intended to 'recognise the deserving but often unsung titles published by independent authors and publishers, and bring them to the attention of booksellers, buyers, librarians, and book lovers around the world.' [2] The IPPY criteria for an 'independent' publication mandates that all entries ...
The term used to describe the positions of the obverse (front) and reverse (back) designs relative to each other. A medal alignment describes a coin struck so that when the obverse side is facing upright, and the coin is turned on its vertical axis, the reverse side is also facing upright.
Among other things, the value of Ke and the Cost of Debt (COD) [6] enables management to arbitrate different forms of short and long term financing for various types of expenditures. Ke applies most prominently to companies that regularly generate excess capital (free cash flow, cash on hand) from ongoing operations.
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The allowance is a topic of much regulatory scrutiny, and a review of the ALLL methodology is a significant portion of a financial institution's safety and soundness exam because it is important for federal bank examiners to ensure that an institution has a sufficient amount of capital in the allowance reserve.
For example, if Bank of America is to pay American Express $1.2 million, and American Express is to pay Bank of America $800,000, the CHIPS system aggregates this to a single payment of $400,000 from Bank of America to American Express. The Fedwire system would require two separate payments for the full amounts ($1.2 million to American Express ...
Infinite banking is a great way to act as your own bank by borrowing against a permanent life insurance policy. Here's everything you need to know. Infinite Banking: What Is It and How Does It Work?