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2. California extends relief for homeowners who missed mortgage ...

   www.aol.com/news/california-extends-relief...

   The state is again expanding its federally funded mortgage relief program to help more Californians. People who missed mortgage payments as late as Feb. 1 are now eligible for help.

3. California banks and credit unions offer mortgage relief to ...

   www.aol.com/news/california-banks-credit-unions...

   Gov. Gavin Newsom announced that 270 state-chartered banks, credit unions, and others will provide mortgage relief for property owners affected by the Los Angeles wildfires.

4. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   In December 2011, the rule was changed yet again, creating what is referred to as "HARP 2.0"; there would no longer be any limit on negative equity for mortgages up to 30 years – so even those owing more than 125% of their home value could refinance without PMI. [4] Also, the program was expanded to accept homeowners with PMI on their loan.

5. Making Home Affordable - Wikipedia

   en.wikipedia.org/wiki/Making_Home_Affordable

   The Home Affordable Modification Program (HAMP) is a government program introduced in 2009 to respond to the subprime mortgage crisis.HAMP [10] is part of the Making Home Affordable program (MHA), [11] established in concert with the Hardest Hit Fund program (HHF) [12] under the Troubled Asset Relief Program (TARP), a part of the Emergency Economic Stabilization Act of 2008. [13]

6. I’m 44 and have benefited from a big mistake: Someone ... - AOL

   www.aol.com/finance/m-44-benefited-big-mistake...

   In 2023, the average U.S. credit score was 715, according to Experian. But falling behind on mortgage payments could send your credit score plummeting, making it harder to borrow money when you ...

7. List of California ballot propositions: 2010–2019 - Wikipedia

   en.wikipedia.org/wiki/List_of_California_ballot...

   Veterans and Affordable Housing Bond Act of 2018. This mandatory proposition, placed by the state legislature and the Governor, will authorize $4 billion in bonds to fund various veterans' home loans and affordable housing programs. [45] [46] 2: Passed No Place Like Home Act of 2018.

8. Subprime crisis impact timeline - Wikipedia

   en.wikipedia.org/wiki/Subprime_crisis_impact...

   1986: Tax Reform Act of 1986 (TRA) ended prohibited taxpayers from deducting interest on consumer loans, such as credit cards and auto loans, while allowing them to deduct interest paid on mortgage loans, providing an incentive for homeowners to take out home equity loans to pay off consumer debt. [21]

9. California offers affordable loans again to first-time home ...

   www.aol.com/news/state-offers-affordable-loans...

   For example, if the Dream for All loan covered 18% of the purchase price and the borrower sells the home for $100,000 more than they paid for it, the borrower would have to repay the Dream for All ...