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  2. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  3. Loss payee clause - Wikipedia

    en.wikipedia.org/wiki/Loss_payee_clause

    A loss payee clause (or loss payable clause) is a clause in a contract of insurance that provides, in the event of payment being made under the policy in relation to the insured risk, that payment will be made to a third party rather than to the insured beneficiary of the policy.

  4. Builder's risk insurance - Wikipedia

    en.wikipedia.org/wiki/Builder's_risk_insurance

    After builder risk coverage expires, due to sale or occupancy, the new owner typically obtains permanent property insurance on the building such as a home owner's policy or a commercial property policy. Insurance costs generally run between one and four percent of the construction cost, depending upon the type of insurance purchased and ...

  5. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Key takeaways. Most states require drivers to carry liability coverage, including bodily injury liability and property damage liability. Collision and comprehensive coverage are optional, but if ...

  6. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    While virtually all states mandate a minimum amount of liability insurance to cover property damage and bodily injury to other drivers, a healthy full-coverage policy would typically go beyond ...

  7. 7 surprising situations your standard car insurance won't ...

    www.aol.com/finance/situations-standard-car...

    For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your loan, gap insurance would cover that $5,000 difference if your car is totaled or stolen.

  8. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  9. What does car insurance cover? - AOL

    www.aol.com/finance/does-car-insurance-cover...

    Find out what car insurance covers to help you make insurance decisions. ... property damage. Uninsured motorist coverage may have the same limits as your liability coverage, but they can also ...