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2. Types of retirement plans and which to consider - AOL

   www.aol.com/finance/types-retirement-plans...

   The Federal Employees Retirement System, or FERS, consists of three government-sponsored retirement plans: Social Security, the Basic Benefit Plan, and the Thrift Savings Plan.

3. Experts: How Small Businesses Can Get Started Offering ... - AOL

   www.aol.com/finance/experts-small-businesses...

   Setting up retirement plans for employees is a daunting prospect for small businesses because of the cost -- so much so that nearly half (48%) of small business owners believe they can't afford to...

4. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

5. Employer matching program - Wikipedia

   en.wikipedia.org/wiki/Employer_Matching_Program

   It is not mandatory for a company to offer a contribution to their 401(k) plans. Contributions may benefit the company in various ways: as an employee benefit to attract and retain employees, as a business tax deduction, or as a safe harbor contribution to automatically pass certain annual testing of the plan required by the IRS and Department ...

6. Best retirement plans for the self-employed - AOL

   www.aol.com/finance/best-retirement-plans-self...

   The solo 401(k) gives you all the advantages of a company 401(k) plan and then gives you even more benefits. You can select traditional or Roth 401(k) options, meaning you’ll get the ability to ...

7. Keogh plan - Wikipedia

   en.wikipedia.org/wiki/Keogh_Plan

   The main benefit of a Keogh plan versus other retirement plans is that a Keogh plan has higher contribution limits for some individuals. For 2011, employees can generally contribute up to $16,500 per year, and the employer can contribute up to $32,500, for a total annual contribution of $49,000.

8. 6 steps to starting a consulting business in retirement - AOL

   www.aol.com/finance/how-to-start-consulting...

   In this guide. 6 steps to starting a consulting business. 4 financial benefits to consulting in retirement. The cost of retirement. Working as a consultant makes it possible to ease into ...

9. SEP-IRA - Wikipedia

   en.wikipedia.org/wiki/SEP-IRA

   A Simplified Employee Pension Individual Retirement Arrangement (SEP-IRA) is a variation of the Individual Retirement Account used in the United States. SEP-IRAs are adopted by business owners to provide retirement benefits for themselves and their employees. [1] There are no significant administration costs for a self-employed person with no ...