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2. Types of retirement plans and which to consider - AOL

   www.aol.com/finance/types-retirement-plans...

   There are typically two types of retirement plans offered by employers: Defined contribution plans (more common): The employee invests a portion of their paycheck into a retirement account ...

3. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

4. Best retirement plans for the self-employed - AOL

   www.aol.com/finance/best-retirement-plans-self...

   Here are the details on self-employed retirement plans, including which may be the best. ... up to a total deposit of $70,000 between the two. Those aged 50 to 59 or 64 and older can add an ...

5. Experts: How Small Businesses Can Get Started Offering ... - AOL

   www.aol.com/finance/experts-small-businesses...

   Setting up retirement plans for employees is a daunting prospect for small businesses because of the cost -- so much so that nearly half (48%) of small business owners believe they can't afford to...

6. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

7. Keogh plan - Wikipedia

   en.wikipedia.org/wiki/Keogh_Plan

   The main benefit of a Keogh plan versus other retirement plans is that a Keogh plan has higher contribution limits for some individuals. For 2011, employees can generally contribute up to $16,500 per year, and the employer can contribute up to $32,500, for a total annual contribution of $49,000.

8. Comparison of 401 (k) and IRA accounts - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_401(k)_and...

   Also, the non-basis portion can be rolled over into a 401(k), if allowed by the 401(k) plan. Changing Institutions Can roll over to another employer's 401(k) plan or to a rollover IRA at an independent institution. Can roll over to another employer's Roth 401(k) plan or to a Roth IRA at an independent institution.

9. How Your Retirement Savings Opportunities Compare to Top ...

   www.aol.com/finance/retirement-savings...

   If you're concerned about saving for retirement, you're not alone. Only 35% of working-age adults have a tax-deferred retirement contribution plan, such as a 401(k) through their employer ...