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2. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional coverage, like liability and additional living expenses. An ...

3. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   HO-6 policies: These provide coverage for condominiums and have specific distinctions to account for what is covered — and not covered — by HOA policies. These policies, also known as condo ...

4. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   In terms of coverage, the primary difference between HO-4 and HO-6 insurance is that HO-6 insurance includes interior finishings and HO-4 policies don’t. If a covered event ruins your ...

5. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   An "open perils" policy is broader in the sense that it will provide coverage for all losses except those expressly excluded from the policy. For insurance policies that cover specific named perils, the insurer frequently offers a choice between one policy covering a basic set of specific perils and another covering the same basic set plus ...

6. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   Coverage C of your home insurance policy provides financial protection for your personal property. Your personal property could be covered on an open-peril basis or a named-peril basis. This means ...

7. Perpetual insurance - Wikipedia

   en.wikipedia.org/wiki/Perpetual_insurance

   For example, a house which costs $150,000 may typically be charged an annual premium of $1,000 for a term policy. That same house would likely require a $10,000 single deposit premium for a perpetual insurance policy of equivalent coverage. A person in the 28% tax bracket would need to earn $1,389 in gross income to pay the annual premium ...