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The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.
The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]
A real estate license is an authorization issued by a government body to give agents and brokers the legal authority to represent a home seller or buyer in a real estate transaction. Real estate agents and real estate brokers are required to be licensed when conducting real estate transactions in the United States and in a small number of other ...
To address this, the president is calling for a one-year tax credit of up to $10,000 to middle-class families who sell their starter home — defined as a home below the area median home price in ...
The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.
The deadline to get a Real ID in order to fly in the United States is less than a year away.. Real IDs can be identified by a gold star in the top right corner. The requirement was first passed by ...
Emergency Mortgage Insurance and Loan Programs, Department of Housing and Urban Development XX: 3200-3899: Office of Assistant Secretary for Housing—Federal Housing Commissioner, Department of Housing and Urban Development XXIV: 4000-4099: Board of Directors of the HOPE for Homeowners Program XXV: 4100-4199: Neighborhood Reinvestment Corporation
A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents. [1]