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Blue Cross Blue Shield (BCBS) is an association of insurance companies in the United States that offer Medicare Advantage in every state, Washington D.C., and Puerto Rico. Glossary of Medicare terms
Some Medicare Advantage (Part C) plans offer dental coverage and may cover dental implants if they are medically necessary. But coverage varies by plan. Medicare Advantage (Part C) plans are ...
Most people with a Medicare Advantage plan — over 94% in 2021, according to the Kaiser Family Foundation — have some kind of dental coverage, and many have access to extensive coverage.
In 1982, Blue Shield merged with The Blue Cross Association to form the Blue Cross and Blue Shield Association (BCBS). [11] Prior to 1986, organizations administering BCBS were tax exempt under 501(c)(4) as social welfare plans. The Tax Reform Act of 1986 revoked the exemption, however, because the plans sold commercial-type insurance.
If a plan changes benefits, any savings must be passed along to enrollees. [13] Coverage must include inpatient hospital (Part A) and outpatient (Part B) services. Typically, plans also include prescription drug (Part D) coverage. [14] Many plans also cover additional benefits, such as hearing, dental, or vision services not covered by Part B.
Dental insurance helps pay for the cost of necessary dental care. Few medical expense plans include coverage for dental expenses. About 97% of dental benefits in the United States is provided through separate policies from carriers—both stand-alone and medical affiliates—that specialize in this coverage.
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