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  2. Telematics car insurance: Is the discount worth sharing your ...

    www.aol.com/finance/car-insurance-telematics...

    Telematics car insurance programs offer discounts up to 40% for letting insurers monitor your driving habits through a plug-in device or smartphone app, but the savings come with important privacy ...

  3. What is full-coverage car insurance? - AOL

    www.aol.com/finance/full-coverage-car-insurance...

    To use this rule, multiply your annual insurance premium by 10 and compare it to your car's value. If your car is worth less than that amount, you might be overinsuring.

  4. Guest drivers and your insurance: Who's protected when ... - AOL

    www.aol.com/finance/auto-insurance-lending-car...

    Important coverage gaps when sharing your car. While your car insurance offers broad protection when someone borrows your car under permissive use, certain situations could still leave you vulnerable.

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Commercial insurance for vehicles owned or operated by businesses functions quite similarly to private auto insurance, except that personal use of the vehicle is not covered. Commercial insurance pricing is also usually higher than private insurance, due to the expanded types of coverage offered for commercial users. [2]

  6. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    There are limits to the ability of any insurance system to predict future risk, including usage-based insurance. Some lower-risk drivers will still subsidize some higher-risk drivers, to some extent. For usage pricing, driving habits must be documented, raising privacy concerns especially in the case of systems which use continuous GPS tracking ...

  7. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a ...

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