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  2. Homeowners are shelling out nearly $20,000 in hidden fees ...

    www.aol.com/finance/homeowners-shelling-nearly...

    Just to get an idea of how expensive home insurance has gotten, the average cost of homeowners insurance is $126 per month, or $1,516 per year, according to ValuePenguin. Among the states with the ...

  3. I almost made the mistake of paying for mortgage insurance ...

    www.aol.com/finance/almost-made-mistake-paying...

    With conventional loans, private mortgage insurance is generally paid monthly as a part of your mortgage payment. However, some lenders may allow you to pay some or all of the premium in advance ...

  4. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    Refinancing comes with closing costs, which can cost you upward of 6% of the loan amount. ... You should refinance if you want longer terms to lower your monthly mortgage payment or shorter terms ...

  5. 6 smart money moves to make before and after Fed rate cuts ...

    www.aol.com/finance/financial-steps-fed-rate-cut...

    This includes my five-year car loan, which currently sits at a balance of $25,000 and 6.00% annual percentage rate. Even a small rate drop of 0.50% can save me over $300.

  6. Remortgage - Wikipedia

    en.wikipedia.org/wiki/Remortgage

    The process of remortgaging does not usually involve moving house or taking out a second mortgage on the property; it is in effect the transfer of a mortgage from one lender to another. [2] Homeowners may choose to remortgage for various reasons, usually to reduce the overall monthly mortgage payment amounts.

  7. What is a mortgage origination fee? And do you have to pay it?

    www.aol.com/finance/mortgage-origination-fee-pay...

    A mortgage origination fee is a charge you pay at closing to cover the cost of processing and funding your home loan. Usually, an origination fee is about 0.5 to 1 percent of the loan amount.

  8. What are APR fees on a mortgage? - AOL

    www.aol.com/finance/apr-fees-mortgage-194052712.html

    APR fees are additional mortgage costs beyond the interest rate, and often include charges like an origination fee and points. While the APR gives you a better sense of your all-in cost, it ...

  9. 22 Most Common Money Worries and How To Deal With Them - AOL

    www.aol.com/finance/22-most-common-money-worries...

    College has become increasingly expensive, with the average tuition and fees for an in-state public college at $11,011 and the average tuition and fees for a private college at $43,505, U.S. News ...