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  2. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    P2P lending sites like Prosper facilitate loans and act as an alternative to a traditional bank loan. These types of lenders operate online, similar to online lenders, and the application process ...

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    It’s possible to find a personal loan secured with collateral like a CD or another non-liquid asset — for ... you may need to apply for a larger loan. ... Savings interest rates today: Yes ...

  4. Common types of installment loans and their best uses - AOL

    www.aol.com/finance/common-types-installment...

    Just like personal loans, auto loans tend to offer fixed interest rates — but they are a secured debt that uses your vehicle as collateral. If you default on your loan, the bank has legal ...

  5. How do secured loans work? - AOL

    www.aol.com/finance/secured-loans-020828573.html

    This type of loan uses the land itself as collateral. Business loan: A secured business loan can be used to buy equipment, pay wages or invest in business projects. There are a number of things ...

  6. What is a share-secured loan, and how does it work? - AOL

    www.aol.com/finance/share-secured-loan-does...

    A share-secured loan is a personal loan that uses the balance in your savings account as collateral. This type of loan generally has lower interest rates than other personal loans because it is ...

  7. What documentation is required for personal loans? - AOL

    www.aol.com/finance/documentation-required...

    Secured personal loans are backed by collateral like a boat, car, home or RV. You’ll need to provide paperwork showing proof of ownership and the lender will need to determine what the asset is ...

  8. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Title loans: A car title loan uses your vehicle’s title as collateral. You borrow against the value of your car, which means lower interest rates than unsecured options.

  9. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Some of these loans may also require collateral. Bad credit loans are a type of personal loan designed specifically for consumers with lower credit scores — typically under 670.

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