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2. Mortgage application: What’s included and how to prepare - AOL

   www.aol.com/finance/mortgage-application...

   The full mortgage application takes place after you’ve had an offer on a home accepted. ... Form 4506-T or 4506T-EZ: A form from your loan officer authorizing the lender to access your tax returns.

3. Upstart Holdings - Wikipedia

   en.wikipedia.org/wiki/Upstart_Holdings

   Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness. The founding team includes Dave Girouard, former President of Enterprise Google ; Paul Gu, a Thiel Fellow ; and Anna Counselman, former Manager of ...

4. What is peer-to-peer (P2P) lending? - AOL

   www.aol.com/finance/peer-peer-p2p-lending...

   Peer-to-peer lending is similar to traditional lending, but here’s what to consider. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...

5. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Peer-to-peer lending companies often offer their services online, and attempt to operate with lower overhead and provide their services more cheaply than traditional ...

6. How Peer-to-Peer Lending Works - AOL

   www.aol.com/finance/peer-peer-lending-works...

   Peer-to-peer (P2P) lending marketplaces such as LendingClub and Prosper make it easy for individuals to access loans without relying on a third-party financial institution.

7. Mortgage packager - Wikipedia

   en.wikipedia.org/wiki/Mortgage_packager

   The mortgage application forms are then sent directly to a lender on the buyer's behalf. Once the lender is in receipt of the application and supporting paperwork they start to process the application they have received, this includes applying for the buyers employer reference, accountant references and a mortgage valuation.

8. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Mortgage preapproval is a lender's conditional commitment to offer you a specific loan amount, usually good for 90 days. It involves filling out a full mortgage application, uploading financial ...

9. Wholesale mortgage lenders - Wikipedia

   en.wikipedia.org/wiki/Wholesale_mortgage_lenders

   The mortgage broker originates the loan; however, the funding of the loan as well as the decision on the creditworthiness of the loan is handled by the wholesale lender. [2] The name of the wholesale lender typically appears on the loan documents, while the broker acts as an agent for the lender and collects a fee. [3]