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A financial power of attorney is a legal document that grants an individual (the agent) the authority to manage the financial matters of another person (the principal).
A power of attorney may be: special (also called limited), general, or temporary. A special power of attorney is one that is limited to a specified act or type of act. A general power of attorney is one that allows the agent to make all personal and business decisions [9] [10] A temporary power of attorney is one with a limited time frame. [11]
Duty of good faith: Perhaps your financial advisor wants to go above and beyond, but the law is still the law. As a fiduciary, they must do things by the book. As a fiduciary, they must do things ...
An attorney in fact or agent is a fiduciary and has a duty to inform and to account for actions taken under the power of attorney. Sec. 751.102. Duty to Timely Inform Principal. [TPC §489B(b)] (a) The attorney in fact or agent shall timely inform the principal of each action taken under the power of attorney.
Many commercial mortgage lenders require an application fee or good-faith deposit, which is typically used by the lender to cover underwriting expenses such as an appraisal on the property. Commercial mortgages may also have origination or underwriting fees (paid at close as a reduction in loan proceeds) and/or exit fees (paid when the loan is ...
“There’s no financial benefit to move forward into a fixed rate.” Ability to afford closing costs: Refinance closing costs cost anywhere from 2 to 5 percent of your mortgage principal. That ...
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