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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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    Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet. Where to ...

  3. 8 Steps To Live Below Your Means, According to Frugal Living ...

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    When reworking your expenses to live below your means, prioritize the three big expenses: housing, transportation, and food. Cutting out your $5 coffee trip each week won’t have as much of an ...

  4. Zero-based budget: Best for tracking every dollar. Pay-yourself-first budget: Best for saving and building wealth. No-budget budget: Best for freedom and flexibility. Values-based budget: Best for ...

  5. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    Personal budgets are usually created to help an individual or a household of people to control their spending and achieve their financial goals. Having a budget can help people feel more in control of their finances and make it easier for them to not overspend and to save money. [3] People who budget their money are less likely to amass large ...

  6. Expense management - Wikipedia

    en.wikipedia.org/wiki/Expense_management

    Spreadsheets: Spreadsheets can be an easy, cheap way to keep track of expenses, but they still have paper receipts that go along with them that can be lost or damaged. This can also be a labor-intensive method and it can be confusing if employees are not good at using spreadsheets. Paper forms: Paper forms work well with paper receipts.

  7. Microsoft Excel - Wikipedia

    en.wikipedia.org/wiki/Microsoft_Excel

    Microsoft Excel is a spreadsheet editor developed by Microsoft for Windows, macOS, Android, iOS and iPadOS. It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications (VBA). Excel forms part of the Microsoft 365 suite of software.

  8. Cost estimate - Wikipedia

    en.wikipedia.org/wiki/Cost_estimate

    Cost estimate. A cost estimate is the approximation of the cost of a program, project, or operation. The cost estimate is the product of the cost estimating process. The cost estimate has a single total value and may have identifiable component values. A problem with a cost overrun can be avoided with a credible, reliable, and accurate cost ...

  9. 6 Ways To Separate Personal and Business Finances Effectively

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    Keep Receipts and Document Expenses. Keep all of your business receipts and make sure you separate them from your personal ones. If you go to the store and buy things for yourself and your ...

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