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  2. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In a no-fault state, both parties will file a claim with their own insurer to help pay for their own injuries, regardless of who is at fault. The insurance company of the driver who caused the ...

  3. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  4. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    If you are in a car accident that isn’t your fault and you are the driver, be sure to exchange personal and insurance information with the other driver (s). If you are a passenger, you may still ...

  5. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Lizzie Nealon. February 13, 2024 at 3:52 PM. After a car accident, one of the first orders of business is determining fault. Fault refers to who is deemed responsible for causing the incident. Car ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.

  7. RLI Corp. - Wikipedia

    en.wikipedia.org/wiki/RLI_Corp.

    RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. [2] It is headquartered in Peoria, Illinois. [2] [3]RLI conducts its operations primarily through four insurance subsidiaries — RLI Insurance Company, Mt. Hawley Insurance Company, [4] RLI Indemnity Company, and Contractors Bonding and Insurance Company.

  8. Penalties for driving without insurance in Illinois - AOL

    www.aol.com/finance/penalties-driving-without...

    The first offense of driving without insurance in Illinois is considered a petty offense, and drivers may be fined at least $500 but no more than $1,000. For a driver convicted of uninsured ...

  9. Illinois Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/Illinois_Department_of...

    The Illinois Department of Insurance is the code department of the Illinois state government that regulates various facets of the insurance industries and professions of Illinois. Key insurance industries it regulates include health insurance, auto insurance, homeowners insurance, and life insurance. [1] The department is the umbrella agency ...