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Payment and settlement systems are used for financial transactions in India. Covered by the Payment and Settlement Systems Act of 2007 (PSS Act), legislated in December 2007, they are regulated by the Reserve Bank of India (RBI) and the Board for Regulation and Supervision of Payment and Settlement Systems .
In cryptography, a public key certificate, also known as a digital certificate or identity certificate, is an electronic document used to prove the validity of a public key. [ 1 ] [ 2 ] The certificate includes the public key and information about it, information about the identity of its owner (called the subject), and the digital signature of ...
Commercial banks that issue EMV payment cards are governed by the EMV Certificate Authority, [5] payment schemes that route payment transactions initiated at Point of Sale Terminals to a Card Issuing Bank to transfer the funds from the card holder's bank account to the payment recipient's bank account. Each payment card presents along with its ...
An equipment trust certificate is a specific case. In creating such a pass-through structure, the underlying assets are "bundled" into a pass-through security [ 2 ] (also known as a "pay-through security"), where the principal and interest payments are "passed through" to certificate holders.
In public key infrastructure (PKI) systems, a certificate signing request (CSR or certification request) is a message sent from an applicant to a certificate authority of the public key infrastructure (PKI) in order to apply for a digital identity certificate. The CSR usually contains the public key for which the certificate should be issued ...
The QR code system was invented in 1994 by Masahiro Hara from the Japanese company Denso Wave. [4]In December 2010, the first documented description of QR code-based payments came from two patents filed by Shaun Cooley and Andrew Charles Payne, based on a prototype system developed for Norton Labs at Symantec called Norton Mobile Pay.
Bijlipay became the first Indian Point-of-Sale (PoS) devices-providing company to use BharatQR on the screen of PoS machines. [7]ItzCash announced rolling-out Bharat QR code features across its retail network to scan and pay money with ItzCash's Point-of-Sale devices by presenting a cell phone to a reader, across its network of 75,000 outlets in 3,000 cities and towns across the India.
Alice and Bob have public key certificates issued by Carol, the certificate authority (CA).; Alice wishes to perform a transaction with Bob and sends him her certificate. Bob, concerned that Alice's private key may have been compromised, creates an 'OCSP request' that contains Alice's certificate serial number and sends it to Carol.