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  2. HomeReady mortgage guide - AOL

    www.aol.com/finance/homeready-mortgage-guide...

    Fannie Mae is offering a $2,500 credit to HomeReady borrowers with incomes at 50 percent or less of their respective area median incomes. This credit can be put toward your down payment or closing ...

  3. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    HomePath Ready Buyer Program. Fannie Mae’s HomePath ReadyBuyer program is geared toward first-time buyers interested in a foreclosed home. After taking a required online homebuyer education ...

  4. HFA loans: Everything you need to know - AOL

    www.aol.com/finance/hfa-loans-everything-know...

    HFA loans are conventional mortgages, issued by private lenders, which must conform to guidelines set by Fannie Mae and Freddie Mac. HFAs support affordable housing initiatives, including helping ...

  5. Freddie Mac, Fannie Mae backing bigger home loans in 2025 - AOL

    www.aol.com/freddie-mac-fannie-mae-backing...

    The conforming loan limit for mortgages backed by Freddie Mac and Fannie Mae will rise by 5.2% next year to over $800,000, the Federal Housing Finance Agency announced Tuesday. Freddie Mac, Fannie ...

  6. What is Fannie Mae? All about America’s big mortgage ... - AOL

    www.aol.com/finance/fannie-mae-america-big...

    In addition, first-time homebuyers who complete Fannie Mae’s HomeView course through the Ready Buyer program are eligible for a closing cost credit of up to 3 percent.There are also certain ...

  7. It also mandated that HUD set specific goals for the government-sponsored enterprises Fannie Mae and Freddie Mac, with regard to low income and underserved housing areas. [ 1 ] [ 2 ] Wikisource has original text related to this article:

  8. Fannie Mae and Freddie Mac aren’t your neighbors - AOL

    www.aol.com/finance/fannie-mae-freddie-mac-aren...

    Each year, Fannie Mae and Freddie Mac set a baseline conforming loan limit, adjusting it for high-cost areas. For 2025, the baseline limit is rising from $766,550 to $806,500.

  9. Fannie Mae quietly scrapped a program that could have saved ...

    www.aol.com/finance/fannie-mae-quietly-scrapped...

    For instance, in 2022 both Fannie Mae and Freddie Mac started to accept written attorney opinion letters (AOLs) instead of a title insurance policy under limited circumstances.