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Then you'll have to do a $150 spend down before Medicaid will pay those nursing costs. That can be tricky, or easy to do, depending on your mother's medical expenses.
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Traditional retirement spend-down approaches generally take the form of a gap analysis. Essentially, these tools collect a variety of input variables from an individual and use them to project the likelihood that the individual will meet specified retirement goals.
It also establishes new rules for the treatment of annuities, including a requirement that the state be named as the remainder beneficiary, allows Continuing Care Retirement Communities (CCRCs) to require residents to spend down their declared resources before applying for medical assistance, sets forth rules under which an individual's CCRC ...
The couple travel using air miles and points accrued when Cole, 36, was traveling for a corporate role, spending their vacations enjoying free activities like hiking and swimming.
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Discretionary spending is non-essential spending that isn't mandatory for your basic needs like shelter, food, healthcare, work and personal care. Many expenses are essential, but discretionary...
If spending is greater than disposable income, dissaving is taking place. This spending is financed by already accumulated savings, such as money in a savings account , or it can be borrowed. Household dissaving therefore corresponds to an absolute decrease in their financial investments.