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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Every person has the legal right to file credit disputes for free. ... you can now check your credit reports once a week for free. ... The bureau will send you a letter or email to inform you of ...

  3. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    While there are no guarantees, a well-written goodwill letter may persuade a creditor to ask the credit bureau to remove the negative mark from your credit report. If the bureau agrees, the update ...

  4. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check installment loans. With no-credit-check installment loans, you borrow a lump sum of money and repay it over time through fixed monthly payments. They usually come with larger ...

  5. Credit crunch - Wikipedia

    en.wikipedia.org/wiki/Credit_crunch

    A credit crunch (also known as a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official ...

  6. How to Write a Letter to Congress About Student Loan Issues - AOL

    www.aol.com/write-letter-congress-student-loan...

    While many student loan borrowers focus on working within the status quo to find a solution that works best for them, others prefer to challenge the current system and are passionate about ...

  7. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

  8. Microcredit - Wikipedia

    en.wikipedia.org/wiki/Microcredit

    Microcredit is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment, and a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty. Many recipients are illiterate, and therefore unable to complete paperwork required to get conventional loans.

  9. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    Before deciding if an online lender, bank or credit union is best, use a personal loan calculator to get an estimate of your monthly payment and overall loan costs. Once you have an idea of how ...

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