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2. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   Georgia is often stated to be a title theory state, but such is not the case. Note O.C.G.A. §44-14-30, which states clearly that "A mortgage in this state is only security for a debt and passes no title." Also note O.C.G.A. §44-14-31, which states that "No particular form is necessary to constitute a mortgage.

3. California could allow undocumented residents to qualify for ...

   www.aol.com/california-could-allow-undocumented...

   The $300 million in loans were claimed in just 11 days, which raised concerns that the program was helping people who could already afford it. This led to the California Housing Finance Agency and ...

4. Recording (real estate) - Wikipedia

   en.wikipedia.org/wiki/Recording_(real_estate)

   Thus, if Oscar purports to sell a piece of land to Alice for $100,000, and the next day purports to sell exactly the same piece of land to Bob for another $100,000, then whichever of the two buyers is the first to reach the recording office and have the sale recorded will be deemed the owner of the property.

5. Deed of trust (real estate) - Wikipedia

   en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

   The process starts only when the lender or trustee records a "notice of default" no matter how long the loan payments have been unpaid. For certain home loans made between 2003 and 2007, because of current economic conditions, California law was amended to add a temporary additional 60 days to the process. [citation needed]

6. The Fed keeps interest rates steady. What does that ... - AOL

   www.aol.com/fed-keeps-interest-rates-steady...

   The mortgage lending rate on a 30-year fixed rate loan was 6.99% last week, according to Freddie Mac, which tracks rates. Over the past year, the rate has averaged 7.01%. Over the past year, the ...

7. The only housing markets with fresh supply are those loaded ...

   www.aol.com/finance/only-housing-markets-fresh...

   Metropolitan areas with more mortgage-free homeowners are seeing the largest jump in listings, a new Zillow analysis finds.

8. California Housing Finance Agency - Wikipedia

   en.wikipedia.org/wiki/California_Housing_Finance...

   The California Housing Finance Agency (CalHFA), established in 1975, is an independent California state agency within the California Department of Housing and Community Development that makes low-rate housing loans through the sale of taxable and tax exempt bonds. [2] [3]

9. California Department of Financial Protection and Innovation

   en.wikipedia.org/wiki/California_Department_of...

   The Department of Financial Protection and Innovation has a long history, dating back to the formation of California's first banking department. It became the DFPI in 2020 with the passage of the California Consumer Financial Protection Law (CCFPL). [2] Formation of State Banking Department (1909) and State Corporations Department (1913)