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2. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   Private student loans. A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans ...

3. Stafford Loan - Wikipedia

   en.wikipedia.org/wiki/Stafford_Loan

   The new rates are retroactive for all loans disbursed on or after July 1, 2013. That effectively reversed an increase in interest rate from 3.40% to 6.80% for affected loans. Federal student loan interest rates are fixed for the life of the loan; however, the rates for new loans will change annually, based on the current market.

4. Federal Family Education Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Family_Education...

   Interest rate under the new law does not extend to loans disbursed after June 30, 2012. The rate for these new loans will revert to 6.8%. The law did not affect new unsubsidized Stafford loans. The rate remains 6.8%; PLUS loans made beginning July 1, 2006: 8.5% in FFEL Program; 7.9% in DL Program. For PLUS loans made before July 1, a variable ...

5. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024. 4.19% to 16.69% fixed

6. What is a private student loan? - AOL

   www.aol.com/finance/private-student-loan...

   Federal loans. Private loans. Type of interest rates. Fixed rates only. Variable or fixed interest rates. Loan amounts. Up to $57,500 aggregate for undergraduates, up to the full cost of ...

7. A Complete Guide to Student Loans - AOL

   www.aol.com/finance/complete-guide-student-loans...

   Lower, fixed interest rates: Interest rates are typically lower than private loan rates. They also stay at the same rate for a full year, and rates are the same for all borrowers, no matter their ...