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  2. How long can a debt collector pursue old debt?

    www.aol.com/finance/long-debt-collector-pursue...

    Old debts have often been passed from one collection agency to another, and it’s very easy for debt collectors to make a mistake. In some cases, claiming the debt can reset the statute of ...

  3. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

  4. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    You can hire a debt settlement company or try to negotiate yourself. Hire a debt settlement company Debt settlement companies , sometimes also called debt relief companies, have the expertise and ...

  5. Debt buyer (United States) - Wikipedia

    en.wikipedia.org/wiki/Debt_buyer_(United_States)

    A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize ...

  6. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  7. ACA International - Wikipedia

    en.wikipedia.org/wiki/ACA_International

    ACA International is a trade group located in the United States representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers. ACA International is based in Minneapolis and Washington, D.C. with members located throughout the U.S. and more than 60 other countries. The ...

  8. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Debt settlement: Another route is debt settlement, which involves settling your debt with the current lender (or collection agency, if it’s reached that point) for less than what you owe ...

  9. Fair debt collection - Wikipedia

    en.wikipedia.org/wiki/Fair_debt_collection

    U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

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