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1. Research Secured Credit Cards: Begin by researching different secured credit card options available from various banks and credit unions. Look for cards that offer reasonable terms, such as low ...
A secured credit card is a type of credit card that is backed by a cash deposit. The deposit is often equal to the credit limit, which tends to be equal to 50 percent to 100 percent of the amount ...
If you do, you now have a card that earns bonus cash back at grocery stores and fill-ups and credit cards that earn 1.5% or 2% back on every other purchase, respectively.
Annual fee. $0. APR. 28.49% variable. Signup bonus. None. Credit requirements. Fair to good credit (580 to 740) Capital One QuicksilverOne Cash Rewards. Best for Cashback
Secured credit cards require the user to deposit cash to secure the card. You can use your card just like a traditional unsecured credit card; you can use it to purchase items in person and online.
Unsecured Credit Card. Secured Credit Card. Deposit required? No. Yes. Minimum credit score required. Usually 670+ Available for scores under 579. Reports to credit bureaus
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