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  2. Cleveland-Cliffs (CLF) Q3 2024 Earnings Call Transcript - AOL

    www.aol.com/cleveland-cliffs-clf-q3-2024...

    Cleveland-Cliffs (NYSE: CLF) Q3 2024 Earnings Call Nov 05, 2024, 8:30 a.m. ET. Contents: ... Celso, maybe for you, just on cost, heading into Q4, pretty remarkable cost savings of $40 per ton in Q3.

  3. Dave Ramsey: 401(k)s Have a Big Tax Downside — Pick This ...

    www.aol.com/dave-ramsey-says-401-k-165915953.html

    Roth 401(k)s are a relatively new type of retirement savings plan. Established in 2001 through the Economic Growth and Tax Relief Reconciliation Act ( EGTRRA ), Roth 401(k)s combine the best ...

  4. Cleveland-Cliffs: Q3 Earnings Snapshot - AOL

    www.aol.com/cleveland-cliffs-q3-earnings...

    CLEVELAND (AP) — Cleveland-Cliffs Inc. CLF) on Monday reported a loss of $242 million in its third quarter. The Cleveland-based company said it had a loss of 52 cents per share.

  5. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer .

  6. Cleveland-Cliffs - Wikipedia

    en.wikipedia.org/wiki/Cleveland-Cliffs

    Cleveland-Cliffs manages and operates four iron ore mines in Minnesota and two mines in Michigan, one of which, the Empire Mine, has been indefinitely idled. [3] These mines produce various grades of iron ore pellets, including standard and fluxed, for use in blast furnaces as part of the steelmaking process as well as Direct Reduced (DR) grade pellets for use in direct reduced iron (DRI ...

  7. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

  8. A complete guide to 401(k) retirement plans: What is a ... - AOL

    www.aol.com/finance/complete-guide-401-k...

    The 401(k) has two varieties: the traditional 401(k) and the Roth 401(k). Traditional 401(k): Employee contributions are made with pretax dollars, lowering your taxable income. Your contributions ...

  9. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    401(k) 403(b) - Similar to the 401(k), but for educational, religious, public healthcare, or non-profit workers; 401(a) and 457 plans - For employees of state and local governments and certain tax-exempt entities; Roth IRA - Similar to the IRA, but funded with after-tax dollars, with distributions being tax-free